points: 7

Life is Hard

over $1,000 in debt!!!!....

featuredfail

by Pudding

submitted October 22nd 2011

84 comments
what do you think? let everyone know!
Life is Hard
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comments (84)
$1000 ?? thats fuck all
6 years ago
LOL! i shit out 1000$ in debt every fucking day... what a piece of shit this faggot is...
6 years ago
Thats a guy?!!
6 years ago
seriously... i have more than 1000$ in fucking INTEREST charges every month...
6 years ago
maybe she missed a zero.. well that still wouldn't be worth bitching about..
6 years ago
if you're $10.000 in dept at 18 yrs old you have no one but yourself to blame... stupid fucks
6 years ago
$1000 a month,, how is that even possible?
6 years ago
pretty easy when you refuse to pay them they tack on tons of extra fees
6 years ago
£1000 a month on interest?

I'm working that out at being over £180,000 in debt.
6 years ago
...or maybe upwards of 1/4 million?
6 years ago
I have absolutely no idea what interest rate you're on so my numbers a basically useless, huh? Either way, it's a lot.
6 years ago
its not really so much the interest as much as it is the 'fees'
6 years ago
i had a Lombard Tricity loan years ago of £12 a month of which £8 was interest. the £8 added up every month it wasnt paid and they werent bothered how many months you missed cos iut just kept adding up.
i decided to pay it all of in one go and swore never to get in debt or have credit ever again.
6 years ago
Credit is fine, just don't get credit that is 3000%APR like you did, dumbass.
6 years ago
thats quite a horrifying story fries
6 years ago
i was young and nobody told me the bad points of credit company rip offs. it was only for a fucking Gameboy too....
6 years ago
Lombard Tricity loans are nothing short of blood-curdling.
6 years ago
How much was the loan for?
6 years ago
& was it for 1 year?
6 years ago
it was for £100 originally over 18 months i think but then i added another £130 to it. if i had stuck to the payments it wouldnt have been too bad , it was the fact they added the interset amount every month that it wasnt paid , so the debt just kept going up.
6 years ago
fries, that is an APR of 3600%, a typical loan is about 7%.
6 years ago
why do you think i'll never have credit again. its for mugs. cash only for me
6 years ago
Do you not have a mortgage?
6 years ago
And you won't get one if you don't establish any credit.
6 years ago
He'd be fine getting on in the UK, so long as he is on the voters register. It's missed payments on loans/credit cards that fuck you up.

Just a few months arrears can mean you need a much bigger deposit.
6 years ago
Here the housing market is so inflated (weird i know) that it's almost impossible to buy a house without two people making solid incomes, but if you're a single mom you can get one with zero interest and like 1/3 payments and some bullshit government program picks up the rest which drives prices up even further. I looked at a 1000 sq ft house the other day on a tiny lot with no garage-$179,000. I don't fit into either category so I have to live in a shithole and pay rent.

But, I don't have any debt so I guess I shouldn't bitch too hard.
6 years ago
The average houseprice in the US seems to be about $260,000 & in the UK it's about £220,000. Consider the exchange rate and you'll consider yourself pretty lucky. You guys get a lot more for your money too, everything's bigger.
6 years ago
establish credit ? so you need to get into debt to get more debt ? no wonder america fucked up with all those toxic loans packages
6 years ago
or rather fucked everyone else up by selling those toxic loans packages
6 years ago
thats pretty much it fries... credit is one of the things that has gone a long way of ruining the current economy
6 years ago
OJ, you can buy a three bedroom house with a pool and a two car garage in Queen Creek AZ (and tons of other places) for $100,000 or so. Your U.S. numbers are skewed on the high end to say the least.You could buy a fucking mansion in most places here with $260,000. And it's a given that prices are higher where you live for obvious reasons. The problem here is that they squeeze everyone for every ounce they can. Houses are "cheap" where there aren't any jobs, and BARELY affordable where they are. Maybe it's that way there too, I have no idea?

And yeah Fries, who benefitted from those laws? Banks and Government. Banks=Government. How do people still not understand that??

Vote Democrat! Right OJ?
6 years ago
yea... 260grand would buy you literally a mansion here... im talking like 5+bedrooms huge yard etc...
6 years ago
I only said the Democrat to piss people off. If you came to the UK with $100,000 hoping to buy a house, you'd end up surrounded by heroin addicts who rob you before you've finished moving in.
6 years ago
give it a few more years oranje
the uk has already started to go to shit like everywhere else
6 years ago
I just checked a property website, and there is a flat in my building going for £200,000 & mine is more modernised.
6 years ago
10 years ago you could get a new house for about £70k
6 years ago
yea same shit happened to ireland... now its pretty much crashed beyond belief
6 years ago
except ireland is nicer ;/
6 years ago
Yea, some people are optimistic about our future, because the government are paying off our debt relatively quickly. What people aren't considering is how they are doing that, and the effect it will have on public services, including health & education.
6 years ago
about 10 years ago all the financial "experts" in quality publications like the Daily Mail decided that pensions and cash savings were for idiots and everyone should invest in property. This started a revolution in housing with some people buying half a dozen properties or more for buy to let. It pretty much coincided with a higher number of people going into higher education. This led to an inevitable rise in prices.
6 years ago
This has led to an increase of debt which no one really likes. So to offset this the banks decided to trade their debt with each other thinking that people will naturally pay them back. People didnt because people lie about things when they take on debt and consequently banks and other financial institutions came to the conclusion that, in the short term, they were fucked
6 years ago
This reminds me, I need to make my student loan payment...
6 years ago
I want to spit on her face.
6 years ago
why spit, just jizz on her face then she might be able to make some money from the vid ( after your cut of course )
6 years ago
suck it up princess, move back home
6 years ago
I'm all for the occupy wallstreet movement, but this is just pathetic. Get an abortion and stop bitching.
6 years ago
but.. how are they going to get out of their 1000$ in debt............
6 years ago
Not to mention the rising gas prices that will make it even more expensive to drive their two cars.
6 years ago
They could live off Mr. Noodle at 39 cents a pkg, and since she's already preggers, she might as well prostitute herself.
6 years ago
I heard that there's money in preggo porn, can you confirm?
6 years ago
I can't confirm, but if it's true, I should have never gotten that abortion. :(
6 years ago
We could team up and make some cash.
6 years ago
Not quite sure how I'd look with a tummy though..
6 years ago
I'll provide the sperm via dick applicator to pussy to get you back to preggo status. Small fee required of course.
6 years ago
affraid to stick it in yourself?
6 years ago
Dick applicator as in my dick in pussy. Thought I laid it out fairly clearly.
6 years ago
Not for me, I thought you were talking about a Turkey baster or something of that sort.
6 years ago
i have an idea * goes to store and buys metal coat hanger a band aid and an im sorry card *
6 years ago
Wait a minute...fiance'...baby "on the way".....OMG!!!!
6 years ago
Makes you wonder which order those two things happened...
6 years ago
probably 2,1.
6 years ago
If she wasn't bitching like that she could make 1000 $ a week working on her back. ...
6 years ago
i guess i'd pay a few $'s to have a go on her
6 years ago
I'd give her £5 if she let me punch her in her stupid face.
6 years ago
russians
6 years ago
Ive got £1000 in my back pocket. she could live with me and be debt free. she would have to dumb the luggage first though
6 years ago
Probably took the photo with a $500 iphone.
6 years ago
quite probable !
6 years ago
its not a very good photo then
6 years ago
I'd be jumping for joy if I was only $1000 in debt. Shit I might even be inclined to like bono for a second or two.
6 years ago
I hope she spends that first trimester puking her guts out.
6 years ago
I don't think any of my major credit cards are below 1000 dollars and I have like 20 of them. And at least half are over 2000. Then there's all the department store cards. Fuck!

* toolman961 starts to make his sign. *
6 years ago
Vote Democrat.
6 years ago
I am
6 years ago
Why, so they can work together with the Republicans to bail out the banks again with taxes from the people who are still lucky enough to have jobs in turn strengthening the stranglehold they (the banks) have on you?

Neither party is our (the peoples) party.
6 years ago
^Herman Cain's illegitimate son
6 years ago
Better yet just no one fucking vote.. You don't agree with system seperate yourself and quit relying on it... Half you fuckers would starve without these corrupt pieces of shit putting a double cheeseburger on the floor and fucking you while you pick it up...
6 years ago
What if there were zero recorded votes? Would the incumbent win?
6 years ago
no because there will always be people who vote... the best way to do it is to actually vote... not only vote, but if there are problems? protest, if nothing gets done start a riot, if nothing gets done start a revolution...
all it takes is a small spark to lead to something bigger if people arent apathetic about shit.. the world needs change and slowly people are starting to wake up to that fact, regardless of how fucking glazed over they are and how much bullshit they have been fed their lives... you can pull the wool over peoples eyes only so long
6 years ago
lemme know if the time/like/stfu/site speed is working better please and thanks... i dont have any caching on the listing pages yet and stuff but the display pages hopefully are slightly better and the times/like/unlike/stfu should be more well... right :P
6 years ago
I see you haven't made it so you can un-like or un-stfu a comment.

That should be on you 'to do' list.
6 years ago
wow!..to see the debt you guys are in..i don't feel alone anymore..actually, a very small portion of the debt is mine and the majority (87%) of it is from helping others using my credit cards when i didn't know any better..i didn't know that they weren't going to pay me back as they said they would..being stuck with the bill isn't fun..i'm managing well...
5 years ago
And it makes me feel even better not having any debt ... Not even a mortgage.
5 years ago
No debt for me thanks to cashing in some good investments.
5 years ago
recover password